Health & Private Liability Insurance

In Germany, it is obligatory for everybody to be health insured, and there are basically two different paths to take on insurance: you either have a regular working contract with the MPI for Biophysics; in that case, you sign up with the insurance of your choice. In Germany, there are about 200 health insurance companies, which all charge the same rates (15.5 % of your income), and differ only in the benefits they offer. The International Office will help you with finding your way through the maze of German health insurances.

If you receive a fellowship, you can sign in with one of the insurances the MPI for Biophysics holds standing contracts with; they offer good conditions for scientists and their families.

In addition to the mandatory health insurance, the MPI for Biophysics urges all employees to subscribe to a liability insurance. As with health insurances, the institute has contracts with companies that provide low-cost insurance. Such liability insurance is highly recommended.

If you need a recommendation, please contact the International Office or the Personnel Derpartment.

Please note: All information is based on our latest knowledge and our experiences of supporting our international guests and scientists. The information provided is for informative purposes only and is meant to serve as an orientation. We do not guarantee that the information is complete or represents the latest laws and regulations. Please consult the websites and information sources of your embassy, the federal ministry of justice, and public authorities for legal and updated information.